No Car Insurance Is A Crime
In this day and age, there are many things that occupy our minds. We have lots of commitments, especially financially, to things such as bonds, cars, clothing accounts, credit cards, school fees the list goes on and on. People tend to feel overwhelmed, and with the rising price of living with regards to inflation and interest rates, sometimes it feels necessary to cut costs wherever possible.
Unfortunately, most of the time people find things such as insurance, be it motor, household, or life insurance, a "luxury." Imagine struggling to make ends meet with regards to paying off a bond (if you're not renting), buying food, school fees and even the price of petrol& would you stop to think about adding yet another bill to the pile at the end of the month for something that may never happen?
Logically speaking, there is no guarantee that your house will be robbed, or that you will have a car accident.
Now, here is a point I want to bring to attention, one which many people may not consider. When one thinks of car insurance, they think of having a car accident. They think of needing money should they be involved in a motor vehicle accident, be it their fault or someone else's. Relatively speaking, this is probably the most likely reason for needing car insurance. But picture this you have your brand new car; you've worked hard to save to be able to afford to have it, or perhaps youve had your car for years; regardless, it is your most precious possession, and something which is absolutely necessary for getting from A to B. Now imagine you walk out of the grocery store, or into any parking lot where you have obliviously parked your car. You walk around and around in circles, so sure that you parked right there, but yet, you can't find your car. A sense of panic begins to rise into you as you realize your treasured motor vehicle is nowhere to be found. It has been stolen.
Irrespective of needing car insurance for motor vehicle accidents there is another reason one would need it. Crime. One of the biggest threats to South African society there is. Nowadays there is frighteningly large amount of people walking into parking lots, who are being hit with that sinking feeling of realization that their car has been stolen. If that happens and you do not have car insurance, what then? How would you afford to buy a new car without the deposit of selling the old one?
In addition to that aspect of crime being a threat to your motor vehicle, you have to consider the amount of motor vehicle parts that are stolen consistently.
It takes someone twenty minutes to steal the tires off your vehicle. Five minutes for the hubcaps and round about the same amount of time to steal your car radio. These are seemingly "small" things to steal in relation to your car but the cost is still going to be painfully high, especially if you do not have the spare money with which to pay.
And yet, people continue to carry on with the daily activities of their lives, feeling that car insurance is a "luxury" because they may or may not have a car accident. This seems to be a chance they are willing to take. Regrettably, the odds of loss in that respect are far higher seeing as one could be out of pocket with regards to their motor vehicles in a number of ways; be it an accident, the theft of the motor vehicle, stealing of property related to the motor vehicle, and even, chillingly, hijacking. In South Africa, 12 825 motor vehicles were hijacked in the time frame of March 2005 March 2006.
12 825 in one year. Suddenly, the odds of losing your car seem much, much higher. To add even more horror to this statistic I will add an important detail these are only the hijackings that have been reported amongst insured people. The true number is far more elevated than 12 825.
In conclusion, the mindset should be changed to that of a sense of urgency, rather than that of an "unnecessary extra monthly expense."
Motor vehicles are valuable assets, very useful and very lucrative. It is time to realize that it is not only the good and honest people who identify this.
Andries Malan is the owner of http://www.quantisure.co.za, a website that offers comparitive quotes for the cost conscious cheap insurance quote shopper in South Africa.
|
|
 |
 |
Online Dating Site IamFreeTonight.com Ranks Top 25 Colleges for Online Dating
Free Dating Site IamFreeTonight.com has released its rankings of the Top 25 Colleges for Online Dating for the week of April 9th. The rankings, which are similar to the popular polls found in NCAA Basketball and the College Football BCS , are based on a complex mathematical formula incorporating numerous variables relating to how college singles interact on the website. The University of Houston, which ranked #2 last week, surged to the top spot replacing Duke University as the top College for Online Dating last week. Marquette University ranked #2 with Duke falling to #3.
Affordable Student Health Insurance - Why Student Health Insurance Can Be Cheap
Student health insurance can be affordable, and even cheap, if you choose a plan that offers the exact coverage your student needs, and if you understand the coverage your student has. By choosing the coverage your student needs, you won?t have to worry about paying for any medical costs that you know your student will acquire. And, by making sure you thoroughly understand your student?s coverage, you won?t be hit with any surprise costs along the way.
Free Online Dating Site - Online Dating Generation X Service
Would you have ever come across two people of opposite beliefs become intimate lovers Or for that matter have you come across a two people who met on the net and turned into lovers
Womens Reproductive Health: Where To Turn For Womens Reproductive Health Answers
When it comes to womens reproductive health, there are a lot of questions that can be asked. If you have a question it's always best to see a doctor and ask him or her in person. After all, they went to school for years to specialize in the subject, it'd be a shame if they never got to utilize their skills. Besides going to a womens health specialist, your best bet is to get online, head to a library or even ask your friends. Usually, a poll of ten or so female friends can tell you if something is normal or an issue you should be concerned about.
Free Online Dating : Stop Paying And Join A Free Site
Free online dating sites are plentiful, but finding the best ones is as easy as finding the right link A dating site will help your social life, so why not take advantage of free services
Free Internet Dating Site - Tips For Women And Join Free Dating Sites Today
Even if women join free internet dating today, you can get complete assistance in dating with the person you want to Be sure of finding the right person
Womens Health Specialists: Where To Go For The Best Womens Health Specialists
Where do you go when you need womens health specialists? Do you rely on womens health magazines, or do you just ask your friends whenever you have a question that you don't know the answer to? Many women avoid either and prefer to use the internet instead as their sole source of information that deals with their health. There are a lot of great sites out there that you can search through to find more information on whatever health problem you may be experiencing. Even better, some sites allow you to search through symptoms, essentially helping you to diagnose yourself. You should still see a doctor, but it can put your mind at ease to know you're probably only dealing with a cold, rather than the life threatening illness you thought you had...
Health Insurance Lead and Health Insurance Leads
Health insurance lead generation systems provide a stead stream of potential clients for health insurance brokers. Health insurance leads are considered to be people who may need health coverage to supplement the health coverage provided by their employer.
Insurance HQ Commentary on the World Health Insurance Slump
There has been a world wide health insurance slump. More people than ever before are not covered with by Health schemes both in private and public sectors. Australia is having its own health insurance problems with the Prime Minister Kevin Rudd's Government's new Health Policy imperatives. Insurance HQ predicts 913,000 Australians will drop their insurance because of changes to the tax system.
Jacksonville.com First Online Newspaper Site to Add Virtual World News Feed
Jacksonville.com, the website of the Florida Times Union is the first in the country to add a virtual world news section. VirtualJax.iVinnie.com is a daily news aggregator of top stories from virtual worlds, online games, and social networks.
Affordable Health Insurance Unemployed - Health Insurance Options for the Unemployed
Being in between jobs and unemployed can bring in many financial problems to your doorstep You might need to depend on someone else to help you with covering your day to day expenses
International Health Distribution Launches Women's Health and Beauty Web Resource
International Health Distribution (IHD), a global provider of scientifically advanced, all-natural cosmetics and supplements, launches an informative web resource, http://www.hormones-beauty-health.com. It was designed to enrich the lives of women of all ages through the offering of topical articles and an innovative Blog - it will be the most comprehensive resource for identifying health and beauty products.
Florida's Family Health Insurance Rates Usually Unaffordable, Says Health Insurance Consultant
The average family insurance policy in Florida comes with a $6000 per year deductible, and a premium that amounts to more than $7000 per year; the total coming to more than $13,000 for a family of four. Many Floridians have no choice but to go without health insurance. This "do-without" attitude actually costs Florida taxpayers in the long run more than if coverage was offered free to all.
A Report on the Scenario of UK Adult Personals and Adult Dating Web Sites
Computers and the Internet have had a tremendous impact on society. Together they have become the dominant aspect within our social, business and personal lives, and have completely altered our cultural landscape. From accessing information to shopping, from sharing email to finding life partners, everything is now possible online. Essentially we have created a new world: the virtual world. Let's explore one of the new features emerging from these integral tools that have become so essential to our lifestyle:
Florida Health Insurance Web Approves Crist Health Insurance Plan
"Gov. Charlie Crist has a plan for the 4 million residents without health-care coverage, that according to health insurance news correspondent: Florida health insurance (http://www.floridahealthinsuranceweb.com) consultant Morgan Moran. "The future of insurance in Florida comes with "robust" benefits for as little as $150 a month."
1st Xmas Personalised Lullaby
|
 |
|
